What is Adoption?
What is Adoption?
Domestic and Intercountry Adoption
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The Starting Point
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Frequently Asked Questions

Making Adoption Affordable

There are several ways to help finance the cost of adoption:

Federal Tax Credits http://www.irs.gov/formspubs/

Dependency Exemption (Eligible from date of placement; if provide more than half of child’s support)

Subsidy – Adoption Subsidy (not taxable but could prevent using dependency exemption)

Low Interest Loans or Lines of Credit National Adoption Foundation

Gift of Adoption www.giftofadoption.org

Corporate Adoption Assistance Programs

Military Reimbursement

Home Equity Loans/Second Mortgages

Borrow from Insurance

Adoption Cancellation Insurance

Use an agency that will cover birth parent expenses

Agencies with sliding scale fees based on income

Religious Organizations

Friends and Family


Retirement Plans (CAUTION – may be taxed if not paid back, etc.)

Credit Cards (CAUTION – high interest)

Waiting Children

Our Staff

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